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Welcome to Easy Money Cash Loans

Welcome to Easy Money Cash Loans – South Africa’s most user-friendly online loans website. We pride ourselves in providing practical online loans to our customers. Our team of financial experts have extensive experience in bargaining with financial institutions to secure affordable and quick loans. We honour ourselves in being one of the best versed companies in the business of short term loans. Our fast and friendly services are available directly to you for free. That’s right we charge you nothing, nada! We save you the hassle of wasting time searching for loans online during your hour of desperation so let’s fast forward to finding you a fast loan to suit your needs.

Complete our easy online application now!

Legitimate contact information/physical address:
89 Umbilo road, Durban
 

Prominent disclosure

APR – provide a representative APR (Annual Percentage Rate) range for your network
 

The rate of interest that we charge to your account will be reflected on your pre-agreement, but will never be more than the maximum annual interest rate permitted by the Act from time to time. The interest rate will be linked to the reference rate and will be fixed for the period of the agreement.

 

THE MAXIMUM ANNUAL PERCENTAGE WILL NOT EXCEED 112%

MINIMUM PERIOD OF REPAYMENT IS 65 DAYS

MAXIMUM PERIOD OF REPAYMENT IS 120 DAYS

WE DO NOT OFFER LOANS WITH A REPAYMENT TERM OF 65 DAYS OR LESS

 

FEE STRUCTURE EXAMPLE: Cost on a 65 Day Loan

Loan Amount R5000.00
Initiation Fee R300.00
Monthly Interest Fee R120.00
Plus 3% Interest on initial Loan R300.00
TOTAL R5720.00

 

Implications of non-payment including:

Financial implications (whether fees are charged and/or interest rates raised).

In the event that an arrears amount exists on your account due to non-payment or late payment, the interest rate applicable to such amount in arrears shall not exceed the maximum interest rate applicable to your agreement under the NCA. Furthermore should you fail to make any payment punctually, the full outstanding amount due in terms of this agreement will immediately become due and payable (which amount includes but are not limited to the loan balance, interest, arrear interest, charges and or other administrative costs, legal fees or any other monies owing against the outstanding loan amount). In the event of such default the agreement will be cancelled with immediate effect.

 

Collection Practices

1) Easy money cash loans shall advise you in writing that your are in default and propose that you refer the agreement to a debt counsellor, alternative dispute resolution agent, consumer court or ombud with jurisdiction, in order to resolve any dispute under the agreement or agree on a plan to bring the payments up to date.

2) If you have been in default for at least 20 business days and at least 10 business days have elapsed since Easy Money Cash Loans sent you notice and you have not responded to the notice, or have responded by rejecting Easy Money Cash Loans proposals, Easy Money Cash Loans may approach a court for an order to enforce the agreement.

3) You may, at any time after the notices ad described in 1. And 2. Have been delivered to you, and in the sole discretion of Easy Money Cash Loans agree to re-instate the agreement by paying to Easy Money Cash Loans all overdue amounts together with Easy Money Cash Loans permitted default charges and costs which may include but are not limited to default administration and collection costs, of enforcing the agreement up to the time of re-instatement.

 

Renewal policy information, including: if renewal is automatic OR if there are fees associated with the renewal
Should you request Easy Money Cash Loans to re-renew your loan repayment and Easy Money Cash Loans agrees to this, all the terms and conditions of the agreement will apply to the re-newed debt. The decision to re-new the debt is entirely at Easy Money Cash Loans decision.

Aggregators/lead generators may provide sample implications from their network to satisfy the above requirements, implications of non-payment should be grouped together in one location on the landing page. No 3rd party involved