/*
Theme Name: Easy Money Cash Loans
Theme URI: https://easymoneycashloans.co.za/
Author: Tylund Marine
Description: Premium single-page WordPress landing page theme for Easy Money Cash Loans.
Version: 1.0.7
Requires at least: 6.0
Tested up to: 6.5
Requires PHP: 7.4
License: GPL-2.0-or-later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: easy-money-cash-loans
*/
:root {
  --ink: #101317;
  --charcoal: #171b21;
  --muted: #69727d;
  --line: rgba(16, 19, 23, 0.12);
  --soft: #f6f4ee;
  --paper: #fffaf1;
  --white: #ffffff;
  --green: #d7a84f;
  --mint: #f3cd75;
  --gold: #d7a84f;
  --gold-soft: #fff0c4;
  --shadow: 0 24px 70px rgba(16, 19, 23, 0.16);
  --deep-shadow: 0 34px 96px rgba(8, 11, 15, 0.24);
  --scroll-y: 0;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--soft);
  font-family: Inter, system-ui, sans-serif;
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

input,
select,
textarea,
button {
  font: inherit;
}

.site-header {
  position: fixed;
  top: 18px;
  left: 0;
  right: 0;
  z-index: 30;
  height: 150px;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  gap: 24px;
  padding: 0 48px;
  color: var(--white);
  background: linear-gradient(180deg, rgba(0, 0, 0, 0.82), rgba(0, 0, 0, 0));
  transition: background 0.2s ease, box-shadow 0.2s ease;
}

.site-header.is-scrolled {
  background: rgba(3, 4, 6, 0.92);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 18px 50px rgba(0, 0, 0, 0.28);
}

.brand {
  display: inline-flex;
  position: absolute;
  left: 44px;
  top: 50%;
  width: clamp(660px, 46vw, 1040px);
  align-items: center;
  justify-content: flex-start;
  transform: translateY(-50%);
  transition: filter 0.24s ease, transform 0.24s ease;
}

.brand:hover {
  filter: drop-shadow(0 0 18px rgba(215, 168, 79, 0.26));
  transform: translateY(calc(-50% - 1px));
}

.brand img {
  width: 100%;
  height: auto;
  max-height: 124px;
  object-fit: contain;
  object-position: left center;
}

.footer-brand {
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 1.18rem;
  font-weight: 700;
}

.site-nav {
  grid-column: 2;
  grid-row: 1;
  display: flex;
  justify-content: center;
  gap: clamp(14px, 1.8vw, 30px);
  align-items: center;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.site-nav a {
  position: relative;
  opacity: 0.78;
  transition: opacity 0.2s ease, color 0.2s ease;
}

.site-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -8px;
  height: 2px;
  transform: scaleX(0);
  transform-origin: left;
  background: var(--gold);
  transition: transform 0.22s ease;
}

.site-nav a:hover {
  color: var(--gold);
  opacity: 1;
}

.site-nav a:hover::after {
  transform: scaleX(1);
}

.header-cta,
.button {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 20px;
  border-radius: 6px;
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
  transition: transform 0.22s ease, box-shadow 0.22s ease, background 0.22s ease, color 0.22s ease;
}

.header-cta {
  grid-column: 3;
  justify-self: end;
}

.header-cta::before,
.button::before {
  content: "";
  position: absolute;
  inset: -70% auto -70% -42%;
  z-index: -1;
  width: 38%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.42), transparent);
  transform: rotate(18deg) translateX(-120%);
  transition: transform 0.48s ease;
}

.header-cta:hover,
.button:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 34px rgba(215, 168, 79, 0.34), 0 0 28px rgba(215, 168, 79, 0.18);
}

.header-cta:hover::before,
.button:hover::before {
  transform: rotate(18deg) translateX(420%);
}

.header-cta,
.button.primary {
  border: 1px solid var(--green);
  background: var(--green);
  color: var(--white);
  box-shadow: 0 12px 30px rgba(215, 168, 79, 0.2), 0 0 22px rgba(215, 168, 79, 0.12);
}

.button.secondary {
  border: 1px solid rgba(255, 255, 255, 0.22);
  color: var(--white);
  background: rgba(255, 255, 255, 0.08);
}

.button.secondary:hover {
  box-shadow: 0 16px 34px rgba(255, 255, 255, 0.12);
}

.menu-toggle {
  display: none;
}

.hero {
  position: relative;
  min-height: 92vh;
  overflow: hidden;
  color: var(--white);
  background:
    radial-gradient(circle at 78% 20%, rgba(215, 168, 79, 0.24), transparent 28%),
    radial-gradient(circle at 14% 78%, rgba(215, 168, 79, 0.26), transparent 28%),
    linear-gradient(135deg, #050608, #12171c 58%, #050608);
}

.hero-bg,
.hero-shade,
.hero-grid,
.hero-glow {
  position: absolute;
  inset: 0;
}

.hero-bg {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 48% 50%;
  opacity: 0.92;
  filter: saturate(0.9) contrast(1.12) brightness(0.64);
  transform: translate3d(0, calc(var(--scroll-y) * 0.055px), 0) scale(1.08);
  transform-origin: center;
  will-change: transform;
}

.hero-shade {
  background:
    radial-gradient(circle at 18% 72%, rgba(215, 168, 79, 0.32), transparent 27%),
    radial-gradient(circle at 78% 26%, rgba(215, 168, 79, 0.22), transparent 24%),
    linear-gradient(180deg, rgba(0, 0, 0, 0.5) 0%, rgba(0, 0, 0, 0.28) 38%, rgba(0, 0, 0, 0.96) 100%),
    linear-gradient(90deg, rgba(0, 0, 0, 0.9) 0%, rgba(0, 0, 0, 0.48) 52%, rgba(0, 0, 0, 0.8) 100%);
}

.hero-grid {
  opacity: 0.14;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.18) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.18) 1px, transparent 1px);
  background-size: 96px 96px;
  mask-image: linear-gradient(180deg, transparent 0%, #000 18%, transparent 82%);
}

.hero-glow {
  z-index: 1;
  inset: auto;
  width: 42vw;
  height: 42vw;
  min-width: 360px;
  min-height: 360px;
  margin: auto;
  border-radius: 999px;
  pointer-events: none;
  filter: blur(34px);
  mix-blend-mode: screen;
}

.hero-glow.one {
  left: -12%;
  bottom: 4%;
  background: rgba(215, 168, 79, 0.24);
  animation: glow-drift 9s ease-in-out infinite;
}

.hero-glow.two {
  right: -10%;
  top: -8%;
  background: rgba(215, 168, 79, 0.16);
  animation: glow-drift 11s ease-in-out -2s infinite;
}

.hero-inner {
  position: relative;
  z-index: 2;
  width: min(1320px, calc(100% - 64px));
  min-height: 92vh;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  align-items: end;
  gap: 46px;
  padding: 132px 0 104px;
}

.hero-copy {
  max-width: 920px;
  transform: translate3d(0, calc(var(--scroll-y) * -0.026px), 0);
  will-change: transform;
}

.trust-pill {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 18px;
}

.trust-pill span {
  display: inline-flex;
  min-height: 34px;
  align-items: center;
  padding: 0 12px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.72rem;
  font-weight: 900;
  text-transform: uppercase;
  backdrop-filter: blur(14px);
}

.eyebrow,
.panel-kicker {
  margin: 0 0 16px;
  color: var(--gold);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  max-width: 100%;
}

.hero h1,
.section-copy h2,
.documents-copy h2,
.apply-copy h2,
.contact-copy h2 {
  margin: 0;
  font-family: "Space Grotesk", Inter, sans-serif;
  letter-spacing: 0;
}

.hero h1 {
  max-width: 880px;
  font-size: clamp(3rem, 5.2vw, 5.05rem);
  line-height: 0.98;
  text-transform: uppercase;
  text-wrap: balance;
  text-shadow: 0 10px 46px rgba(0, 0, 0, 0.72);
}

.intro {
  max-width: 720px;
  margin: 26px 0 0;
  color: rgba(255, 255, 255, 0.86);
  font-size: clamp(1rem, 1.25vw, 1.16rem);
  line-height: 1.7;
  text-shadow: 0 8px 30px rgba(0, 0, 0, 0.62);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.loan-panel {
  position: relative;
  align-self: end;
  padding: 26px;
  min-width: 0;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 8px;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.12), rgba(255, 255, 255, 0.045)),
    rgba(0, 0, 0, 0.38);
  backdrop-filter: blur(20px);
  box-shadow: 0 22px 70px rgba(0, 0, 0, 0.18);
  transition: border-color 0.28s ease, box-shadow 0.28s ease, transform 0.28s ease;
  overflow: hidden;
}

.loan-panel::before {
  content: "";
  position: absolute;
  inset: -80% auto -80% -52%;
  width: 42%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.18), transparent);
  transform: rotate(18deg) translateX(-120%);
  transition: transform 0.72s ease;
}

.loan-panel:hover::before {
  transform: rotate(18deg) translateX(520%);
}

.loan-panel:hover {
  border-color: rgba(215, 168, 79, 0.48);
  box-shadow: 0 28px 86px rgba(0, 0, 0, 0.28), 0 0 0 1px rgba(215, 168, 79, 0.08);
  transform: translateY(-4px);
}

.loan-panel h2 {
  margin: -6px 0 18px;
  color: var(--white);
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 1.85rem;
  line-height: 1;
}

.amount-grid {
  display: grid;
  gap: 9px;
  margin-bottom: 18px;
}

.amount-grid a {
  min-height: 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 14px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 7px;
  background: rgba(255, 255, 255, 0.075);
  color: var(--white);
  font-weight: 900;
  transition: border-color 0.24s ease, background 0.24s ease, transform 0.24s ease;
}

.amount-grid a::after {
  content: "Apply";
  color: var(--gold-soft);
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.amount-grid a:hover {
  border-color: rgba(215, 168, 79, 0.52);
  background: rgba(215, 168, 79, 0.18);
  transform: translateX(6px);
}

.loan-row {
  display: grid;
  gap: 8px;
  min-height: 70px;
  align-content: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.16);
  transition: padding-left 0.24s ease, border-color 0.24s ease;
}

.loan-row:hover {
  padding-left: 8px;
  border-color: rgba(215, 168, 79, 0.36);
}

.loan-row:last-child {
  border-bottom: 0;
}

.loan-row span {
  color: rgba(255, 255, 255, 0.68);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.loan-row strong {
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 1.45rem;
}

.panel-cta {
  display: flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  margin-top: 18px;
  border-radius: 7px;
  background: linear-gradient(135deg, var(--green), var(--mint));
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 900;
  text-transform: uppercase;
  box-shadow: 0 18px 34px rgba(215, 168, 79, 0.32), 0 0 28px rgba(215, 168, 79, 0.16);
  transition: transform 0.24s ease, box-shadow 0.24s ease;
}

.panel-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 24px 44px rgba(215, 168, 79, 0.38), 0 0 34px rgba(215, 168, 79, 0.2);
}

.home-scroll-cue {
  position: absolute;
  left: 50%;
  bottom: 30px;
  z-index: 3;
  transform: translateX(-50%);
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.home-scroll-cue::after {
  content: "";
  display: block;
  width: 1px;
  height: 44px;
  margin: 12px auto 0;
  background: linear-gradient(var(--gold), transparent);
}

.conversion-strip {
  position: relative;
  z-index: 4;
  width: min(1180px, calc(100% - 32px));
  margin: -58px auto 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.12);
  box-shadow: 0 30px 86px rgba(0, 0, 0, 0.28);
  overflow: hidden;
}

.conversion-strip div {
  min-height: 132px;
  padding: 24px;
  background:
    radial-gradient(circle at 100% 0%, rgba(215, 168, 79, 0.13), transparent 34%),
    #0e1115;
  color: var(--white);
  transition: background 0.25s ease, transform 0.25s ease;
}

.conversion-strip div:hover {
  background:
    radial-gradient(circle at 100% 0%, rgba(255, 224, 161, 0.2), transparent 34%),
    #111821;
  transform: translateY(-3px);
}

.conversion-strip span {
  display: block;
  margin-bottom: 12px;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.14em;
}

.conversion-strip strong {
  display: block;
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 1.32rem;
}

.conversion-strip p {
  margin: 8px 0 0;
  color: rgba(255, 255, 255, 0.68);
  line-height: 1.55;
}

section {
  padding: 112px 0;
}

.intro-band,
.process-section,
.terms-section,
.faq-section,
.contact-section {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.intro-band {
  color: var(--white);
  width: 100%;
  padding-top: 148px;
  padding-left: max(24px, calc((100vw - 1320px) / 2));
  padding-right: max(24px, calc((100vw - 1320px) / 2));
  background: linear-gradient(180deg, #050608 0%, #080a0d 100%);
}

.section-copy {
  max-width: 780px;
}

.section-copy.centered {
  margin: 0 auto 46px;
  text-align: center;
}

.section-copy h2,
.documents-copy h2,
.apply-copy h2,
.contact-copy h2 {
  color: var(--ink);
  font-size: clamp(2rem, 3.6vw, 3.9rem);
  line-height: 1.03;
}

.intro-band .section-copy h2 {
  color: var(--white);
  max-width: 1120px;
  font-size: clamp(2.2rem, 4.2vw, 4.35rem);
  line-height: 1;
  text-transform: uppercase;
}

.section-copy p,
.documents-copy p,
.apply-copy p,
.contact-copy p,
.intro-text p {
  color: var(--muted);
  font-size: 1.04rem;
  line-height: 1.75;
}

.intro-band .section-copy p,
.intro-band .intro-text p {
  color: rgba(255, 255, 255, 0.76);
}

.intro-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(320px, 0.45fr);
  gap: 56px;
  align-items: stretch;
  margin-top: 46px;
}

.metric-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 36px;
}

.metric-strip span,
.feature-panel {
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.06);
  transition: border-color 0.26s ease, background 0.26s ease, transform 0.26s ease;
}

.metric-strip span:hover,
.feature-panel:hover {
  border-color: rgba(215, 168, 79, 0.34);
  background: rgba(255, 255, 255, 0.09);
  transform: translateY(-4px);
}

.metric-strip span {
  padding: 18px;
  color: rgba(255, 255, 255, 0.68);
  font-size: 0.9rem;
}

.metric-strip strong {
  display: block;
  color: var(--white);
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 2rem;
}

.feature-panel {
  display: grid;
  align-content: end;
  min-height: 280px;
  padding: 30px;
}

.feature-panel h3 {
  margin: 0 0 12px;
  color: var(--white);
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 2rem;
}

.feature-panel p {
  margin: 0;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.7;
}

.process-grid,
.terms-grid,
.contact-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.range-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-bottom: 24px;
}

.range-grid article {
  min-height: 132px;
  display: grid;
  align-content: center;
  gap: 10px;
  padding: 24px;
  border-radius: 10px;
  background:
    radial-gradient(circle at 100% 0%, rgba(215, 168, 79, 0.2), transparent 32%),
    linear-gradient(135deg, #111820, #0b1113);
  color: var(--white);
  box-shadow: 0 18px 48px rgba(16, 19, 23, 0.13);
  transition: transform 0.26s ease, box-shadow 0.26s ease;
}

.range-grid article:hover {
  transform: translateY(-5px);
  box-shadow: 0 26px 70px rgba(16, 19, 23, 0.18);
}

.range-grid span {
  color: var(--gold);
  font-size: 0.75rem;
  font-weight: 900;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.range-grid strong {
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: clamp(1.55rem, 2.2vw, 2.1rem);
}

.process-steps {
  margin-top: 0;
}

.process-card,
.term-card,
.contact-card {
  position: relative;
  overflow: hidden;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  box-shadow: 0 18px 48px rgba(16, 19, 23, 0.07);
  transition: border-color 0.26s ease, box-shadow 0.26s ease, transform 0.26s ease;
}

.process-card::after,
.term-card::after,
.contact-card::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--green), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.28s ease;
}

.process-card:hover::after,
.term-card:hover::after,
.contact-card:hover::after {
  transform: scaleX(1);
}

.process-card:hover,
.term-card:hover,
.contact-card:hover {
  border-color: rgba(215, 168, 79, 0.34);
  box-shadow: 0 24px 64px rgba(16, 19, 23, 0.13);
  transform: translateY(-6px);
}

.process-card span,
.term-card span {
  display: inline-flex;
  margin-bottom: 22px;
  color: var(--green);
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.process-card h3,
.term-card strong,
.contact-card h3,
.fee-example h3 {
  margin: 0 0 12px;
  color: var(--ink);
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 1.55rem;
  line-height: 1.08;
}

.process-card p,
.term-card p,
.contact-card p {
  margin: 0;
  color: var(--muted);
  line-height: 1.7;
}

.documents-section {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(420px, 0.78fr);
  gap: 56px;
  align-items: center;
  color: var(--white);
  background:
    linear-gradient(90deg, rgba(5, 6, 8, 0.16), rgba(5, 6, 8, 0.94) 56%),
    #050608;
}

.documents-media img {
  width: 100%;
  height: 620px;
  object-fit: cover;
  object-position: 52% 50%;
  filter: saturate(0.88) contrast(1.08) brightness(0.88);
}

.documents-copy {
  width: min(560px, calc(100% - 32px));
}

.documents-copy h2,
.documents-copy p {
  color: var(--white);
}

.check-list {
  display: grid;
  gap: 12px;
  margin-top: 30px;
}

.check-list span {
  min-height: 58px;
  display: flex;
  align-items: center;
  padding: 0 18px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.06);
  color: rgba(255, 255, 255, 0.78);
  font-weight: 800;
  transition: border-color 0.24s ease, background 0.24s ease, color 0.24s ease, transform 0.24s ease;
}

.check-list span:hover {
  border-color: rgba(215, 168, 79, 0.38);
  background: rgba(215, 168, 79, 0.16);
  color: var(--white);
  transform: translateX(6px);
}

.terms-section {
  background: var(--soft);
}

.fee-example {
  display: grid;
  grid-template-columns: minmax(0, 0.65fr) minmax(360px, 1fr);
  gap: 32px;
  align-items: start;
  margin-top: 24px;
  padding: 30px;
  border-radius: 10px;
  background: var(--ink);
  color: var(--white);
  box-shadow: var(--deep-shadow);
  transition: box-shadow 0.28s ease, transform 0.28s ease;
}

.fee-example:hover {
  box-shadow: 0 38px 110px rgba(8, 11, 15, 0.32), 0 0 0 1px rgba(215, 168, 79, 0.14);
  transform: translateY(-4px);
}

.fee-example h3 {
  color: var(--white);
  font-size: 2rem;
}

.fee-example dl {
  display: grid;
  gap: 1px;
  margin: 0;
  background: rgba(255, 255, 255, 0.12);
}

.fee-example dl div {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.06);
}

.fee-example dt {
  color: rgba(255, 255, 255, 0.68);
}

.fee-example dd {
  margin: 0;
  font-weight: 800;
}

.apply-section,
.faq-section {
  width: min(1180px, calc(100% - 32px));
  margin: 0 auto;
}

.apply-section {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(380px, 0.78fr);
  gap: 56px;
  align-items: start;
  position: relative;
}

.apply-section::before {
  content: "";
  position: absolute;
  inset: 44px -18px auto auto;
  z-index: -1;
  width: 360px;
  height: 360px;
  border-radius: 999px;
  background: rgba(215, 168, 79, 0.16);
  filter: blur(46px);
}

.email-link,
.contact-card a {
  color: var(--green);
  font-weight: 800;
  overflow-wrap: anywhere;
  transition: color 0.2s ease;
}

.email-link:hover,
.contact-card a:hover,
.site-footer a:hover {
  color: var(--gold);
}

.contact-links {
  display: grid;
  gap: 10px;
  margin-top: 18px;
}

.contact-form {
  display: grid;
  gap: 16px;
  padding: 28px;
  border-radius: 10px;
  background:
    radial-gradient(circle at 95% 8%, rgba(215, 168, 79, 0.12), transparent 28%),
    var(--charcoal);
  box-shadow: var(--deep-shadow);
  transition: box-shadow 0.28s ease, transform 0.28s ease;
}

.contact-form:hover {
  box-shadow: 0 38px 110px rgba(8, 11, 15, 0.32);
  transform: translateY(-4px);
}

.contact-form label {
  display: grid;
  gap: 8px;
}

.contact-form .form-honey {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.contact-form span {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 7px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  padding: 14px 15px;
  outline: none;
  transition: border-color 0.22s ease, background 0.22s ease, box-shadow 0.22s ease;
}

.contact-form select option {
  color: var(--ink);
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--gold);
  background: rgba(255, 255, 255, 0.11);
  box-shadow: 0 0 0 4px rgba(215, 168, 79, 0.11);
}

.contact-form textarea {
  resize: vertical;
}

.form-note {
  margin: 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.9rem;
}

.faq-list {
  margin-top: 36px;
  padding: 0 24px;
  border-radius: 10px;
  background: var(--white);
  box-shadow: 0 18px 54px rgba(16, 19, 23, 0.08);
}

.faq-list details {
  border-bottom: 1px solid var(--line);
}

.faq-list details:last-child {
  border-bottom: 0;
}

.faq-list summary {
  cursor: pointer;
  padding: 22px 0;
  color: var(--ink);
  font-family: "Space Grotesk", Inter, sans-serif;
  font-size: 1.08rem;
  font-weight: 700;
  transition: color 0.22s ease, padding-left 0.22s ease;
}

.faq-list summary:hover {
  color: var(--green);
  padding-left: 8px;
}

.faq-list p {
  margin: 0;
  padding: 0 0 22px;
  color: var(--muted);
  line-height: 1.7;
}

.contact-section {
  padding-top: 70px;
}

.site-footer {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 42px;
  padding: 56px max(16px, calc((100vw - 1180px) / 2));
  color: rgba(255, 255, 255, 0.72);
  background: #0e1115;
}

.site-footer h3 {
  margin: 0 0 16px;
  color: var(--white);
  font-family: "Space Grotesk", Inter, sans-serif;
}

.site-footer a {
  display: block;
  margin: 10px 0;
  transition: color 0.2s ease, transform 0.2s ease;
}

.site-footer a:hover {
  transform: translateX(4px);
}

.sticky-conversion {
  position: fixed;
  left: 50%;
  bottom: 18px;
  z-index: 35;
  display: grid;
  grid-template-columns: 1.2fr 1fr 0.8fr;
  width: min(520px, calc(100vw - 32px));
  min-height: 56px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 999px;
  background: rgba(12, 14, 18, 0.86);
  box-shadow: 0 22px 70px rgba(0, 0, 0, 0.34);
  backdrop-filter: blur(18px);
  opacity: 0;
  pointer-events: none;
  transform: translate(-50%, calc(100% + 28px));
  transition: opacity 0.28s ease, transform 0.28s ease;
}

.sticky-conversion.is-visible {
  opacity: 1;
  pointer-events: auto;
  transform: translate(-50%, 0);
}

.sticky-conversion a {
  display: grid;
  place-items: center;
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.78rem;
  font-weight: 900;
  text-transform: uppercase;
  transition: background 0.22s ease, color 0.22s ease;
}

.sticky-conversion a:first-child {
  background: linear-gradient(135deg, var(--green), var(--mint));
  color: var(--white);
  box-shadow: 0 0 28px rgba(215, 168, 79, 0.16);
}

.sticky-conversion a:hover {
  background: rgba(215, 168, 79, 0.18);
  color: var(--white);
}

@keyframes glow-drift {
  0%,
  100% {
    transform: translate3d(0, 0, 0) scale(1);
  }

  50% {
    transform: translate3d(24px, -18px, 0) scale(1.08);
  }
}

.footer-brand {
  color: var(--white);
}

.reveal {
  opacity: 1;
  transform: none;
}

.has-reveal .reveal {
  opacity: 0.88;
  transform: translateY(42px) scale(0.985);
  transition: opacity 0.85s cubic-bezier(0.2, 0.72, 0.18, 1), transform 0.85s cubic-bezier(0.2, 0.72, 0.18, 1), filter 0.85s ease;
  will-change: opacity, transform, filter;
}

.has-reveal .reveal.is-visible {
  opacity: 1;
  transform: translateY(0) scale(1);
}

.scroll-stage {
  position: relative;
  scroll-margin-top: 112px;
}

.scroll-stage > * {
  filter: blur(var(--stage-blur, 0));
  opacity: var(--stage-opacity, 1);
  transform: translate3d(0, calc(var(--stage-offset, 0) * 1px), 0) scale(var(--stage-scale, 1));
  transform-origin: center top;
  transition: opacity 0.14s linear, transform 0.14s linear, filter 0.14s linear;
  will-change: opacity, transform, filter;
}

.scroll-fade > * {
  opacity: var(--stage-opacity, 1);
}

.scroll-stage.is-stage-settled > *,
.scroll-stage.is-stage-settled .reveal {
  filter: blur(0) !important;
  opacity: 1 !important;
  transition: none !important;
  transform: none !important;
}

@media (max-width: 1060px) {
  .site-header {
    top: 14px;
    height: 132px;
    grid-template-columns: minmax(240px, 1fr) auto;
    justify-content: space-between;
    padding: 0 82px 0 20px;
  }

  .brand {
    left: 20px;
    width: min(640px, calc(100vw - 112px));
  }

  .brand img {
    max-height: 108px;
  }

  .menu-toggle {
    position: absolute;
    top: 50%;
    right: 14px;
    transform: translateY(-50%);
    display: grid;
    width: 48px;
    height: 46px;
    align-content: center;
    justify-items: center;
    gap: 5px;
    border: 1px solid rgba(215, 168, 79, 0.68);
    border-radius: 6px;
    background: linear-gradient(135deg, var(--green), var(--gold));
    box-shadow: 0 12px 30px rgba(215, 168, 79, 0.24), 0 0 24px rgba(215, 168, 79, 0.16);
  }

  .menu-toggle span {
    width: 20px;
    height: 2px;
    background: var(--white);
    transition: transform 0.22s ease;
  }

  body.menu-open .menu-toggle span:first-child {
    transform: translateY(3.5px) rotate(45deg);
  }

  body.menu-open .menu-toggle span:last-child {
    transform: translateY(-3.5px) rotate(-45deg);
  }

  .site-nav,
  .header-cta {
    display: none;
  }

  .site-nav.is-open {
    position: fixed;
    top: 118px;
    left: 16px;
    right: 16px;
    display: grid;
    gap: 0;
    padding: 16px;
    border-radius: 8px;
    background: rgba(18, 20, 24, 0.96);
    border: 1px solid rgba(255, 255, 255, 0.12);
    box-shadow: 0 24px 80px rgba(0, 0, 0, 0.42);
    backdrop-filter: blur(18px);
  }

  .site-nav.is-open a {
    padding: 18px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  }

  .hero-inner,
  .intro-layout,
  .documents-section,
  .apply-section,
  .fee-example {
    grid-template-columns: 1fr;
  }

  .hero-inner {
    width: min(100% - 36px, 760px);
    padding: 204px 0 76px;
  }

  .loan-panel {
    width: min(100%, 460px);
  }

  .conversion-strip {
    grid-template-columns: 1fr;
    margin-top: -36px;
  }

  .process-grid,
  .range-grid,
  .terms-grid,
  .contact-cards,
  .site-footer {
    grid-template-columns: repeat(2, 1fr);
  }

  .documents-copy {
    width: min(100% - 40px, 760px);
    margin: 0 auto;
  }
}

@media (max-width: 700px) {
  .site-header {
    top: 12px;
    height: 126px;
    grid-template-columns: minmax(0, 1fr) auto;
    padding: 0 74px 0 16px;
  }

  .brand {
    left: 16px;
    width: min(460px, calc(100vw - 92px));
  }

  .brand img {
    max-height: 102px;
  }

  .hero {
    min-height: 100svh;
  }

  .hero-bg {
    object-position: 48% 38%;
    transform: translate3d(0, calc(var(--scroll-y) * 0.03px), 0) scale(1.2);
  }

  .hero-inner {
    width: calc(100% - 32px);
    min-height: 100svh;
    padding: 204px 0 56px;
    gap: 24px;
  }

  .hero h1 {
    max-width: 358px;
    font-size: clamp(2rem, 9.3vw, 2.78rem);
    line-height: 1;
  }

  .eyebrow,
  .panel-kicker {
    max-width: 320px;
    font-size: 0.64rem;
    line-height: 1.35;
    letter-spacing: 0.09em;
  }

  .intro {
    max-width: 350px;
    font-size: 0.98rem;
    line-height: 1.62;
  }

  .hero-actions {
    display: grid;
    grid-template-columns: 1fr;
    width: 100%;
  }

  .button {
    width: 100%;
    padding: 0 14px;
    font-size: 0.78rem;
  }

  .loan-panel {
    display: none;
  }

  .trust-pill {
    gap: 6px;
  }

  .trust-pill span {
    min-height: 30px;
    padding: 0 10px;
    font-size: 0.62rem;
  }

  .home-scroll-cue {
    display: none;
  }

  section {
    padding: 78px 0;
  }

  .intro-band {
    padding-top: 104px;
    padding-bottom: 86px;
    padding-left: 20px;
    padding-right: 20px;
  }

  .section-copy h2,
  .documents-copy h2,
  .apply-copy h2,
  .contact-copy h2,
  .intro-band .section-copy h2 {
    font-size: clamp(1.55rem, 7.2vw, 2.18rem);
    line-height: 1.08;
  }

  .metric-strip,
  .range-grid,
  .process-grid,
  .terms-grid,
  .contact-cards,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .contact-section {
    padding-bottom: 92px;
  }

  .site-footer {
    padding-bottom: 96px;
  }

  .documents-media img {
    height: 360px;
  }

  .fee-example,
  .contact-form {
    padding: 24px;
  }

  .conversion-strip {
    width: calc(100% - 32px);
    margin-top: -44px;
  }

  .conversion-strip div {
    min-height: auto;
    padding: 20px;
  }

  .sticky-conversion {
    bottom: 10px;
    width: calc(100vw - 20px);
    min-height: 54px;
    grid-template-columns: 1.15fr 1fr 0.72fr;
  }

  .sticky-conversion a {
    font-size: 0.68rem;
  }

  .has-reveal .reveal {
    transform: translateY(24px) scale(0.99);
  }

  .scroll-stage > * {
    transition-duration: 0.1s;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.001ms !important;
  }

  .hero-bg {
    transform: scale(1.02);
  }
}